MetLife
Russ Singer, MBA, CFP®

Financial Planner
Financial Services Representative
CA Ins. Lic. # 0E02706
MetLife

 

My name is Russ Singer. Welcome to my Web site.  I invite you to visit often, as I frequently post newsletters and articles of interest in areas of family and small business finance.   

As a financial planner who has earned the designation of Certified Financial Plannertm  certificant and completed a Masters of Business Administration (MBA) degree, my role is to help each client devise strategies to reach their financial goals.

I work with self-employed individuals and small business owners, developing financial plans and implementing strategies to grow their wealth, prepare for retirement, and provide financial protection to both their families and their businesses.  An often overlooked area in the financial plans for small business is the development of an “exit strategy” to allow the business to continue and the owner(s) to retire successfully, and to pass the business on to family or employees or to be sold.

I take a special interest in "sandwich generation" families, who, like myself, face the pressures of assisting aging parents, managing careers, and raising children.  "Managing mom's money" has become an issue in many of these families, and I can help negotiate the issues facing investing and distributing assets in retirement, and assuring that retirees will not outlive their incomes.

As a MetLife Investment Specialist, I keep abreast of a vast array of investment alternatives.  From government bonds to Roth IRAs to complex investment strategies, I help clients select the mix of investments that are suitable and appropriate for their goals, timeframes, tolerance for risk and tax situations.

My wife Agne and I live in Pleasant Hill, California with our 2 children, whom you will often see out on the soccer and baseball fields.  Thanks for visiting.

I am licensed and registered to offer products and services in [CA]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

L0510105180[exp0511][All States][DC]

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Savings Accumulation

Estimate the future value of your current savings.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

More Calculators →

Is It Ever OK to Make Early Withdrawals?

There are few ways to sabotage your retirement goals more effectively than tapping your retirement assets before you reach age 59½.

Investor Emotions and Where to Find Them

Anyone who has watched the stock market for any length of time knows it is subject to two key investor emotions: greed and fear.

Save More to Have More

There's one solution to a retirement savings shortfall that is so simple you might never have given it serious consideration: Set aside more of your current income. Even if you believe that you are currently saving as much as possible toward retirement, you might change your mind after you run the numbers.

Help Your Family Help You

Obviously, most of us prefer to keep our personal finances personal, but opening a discussion about family finances could help prevent headaches and challenges when difficulties strike.

More Newsletters →